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  DAILY AFFIRMATIONS FOR STUDENTS   Say it like you mean it ....... General Self-Esteem and Confidence I am capable and intelligent. I believe in my ability to succeed. I am worthy of success and happiness. I embrace my unique strengths and talents. I am confident in my own skin. I am constantly growing and learning. I am proud of who I am. Academic Performance and Learning I am a capable learner. I am open to new ideas and perspectives. I am focused and productive during my study sessions. I can understand and retain information. I am prepared for my exams and assignments. I learn from my mistakes and grow stronger. I am improving every day. Stress and Anxiety Management I am calm and relaxed in the face of challenges. I am in control of my thoughts and emotions. I am resilient and can overcome any obstacle. I breathe deeply and release any tension. I am grateful for the present moment. I am strong and capable of handling st...

  Small Steps, Big Results: The Power of Consistency in Studies Picture this: it's the night before a major exam, and you're frantically cramming, desperately trying to shove weeks' worth of information into your brain. Sound familiar? We've all been there. But what if there was a better way – a less stressful, more effective approach to studying? Enter the power of consistency. Forget the all-nighters and the last-minute panic. It's time to embrace the power of small, regular study sessions. In this article, we'll explore how consistent study habits can transform your academic performance, reduce your stress, and set you up for long-term success. Consistency isn't just a feel-good concept; it's backed by science. The principle of spaced repetition demonstrates that reviewing material at increasing intervals improves long-term memory. Think of it like watering a plant: regular watering keeps it healthy and strong, while sporadic watering can lead to ...

  You Are Not Your Grades: Finding Your Worth Beyond Exams The weight of a grade can feel crushing. That single letter or number seems to define your intelligence, your potential, and even your worth. The pressure to achieve "perfect" grades from parents, peers or teachers can lead to stress, anxiety, and a constant fear of failure. But what if I told you that your value extends far beyond your academic performance? What if your grades are just one small piece of a much larger, more complex puzzle that makes up who you are? It's time to break free from the grade-obsessed mindset and discover the incredible worth that lies within you. In this article, we'll explore why grades are not the ultimate measure of your value and how to cultivate a sense of self-worth that goes beyond exams. T he Problem with Defining Yourself by Grades . The truth is grades are a limited and imperfect measure of your intelligence and abilities. They don't capture your creativity, yo...

  I. General Concepts & Principles of Cooperative Banking Q1: Define a cooperative bank and explain its key distinguishing features from commercial banks. A1: A cooperative bank is a financial institution owned and controlled by its members, who are also its customers. Key distinguishing features include: Member Ownership: Owned and democratically controlled by its members. Not-for-Profit Motive: Primary goal is to serve members' needs, not maximize profit for shareholders. Cooperative Principles: Operates on principles like voluntary and open membership, democratic member control, member economic participation, autonomy and independence, education, training and information, cooperation among cooperatives, and concern for the community. Local Focus: Typically focuses on serving a specific community or sector. Q2: Explain the principle of "one member, one vote" in the context of cooperative banking. Why is it import...